Deal Analysis Calculators
Analyze potential investments with these comprehensive calculators
Property & Financing
$
Percentage of purchase price paid upfront. Investment properties typically require 20-25% down.
%
Fees for loan origination, title, escrow, inspection, etc. Typically 2-5% of purchase price.
%
%
years
Income & Expenses
$
$
$
$
Expected % of time property is vacant. 5-10% is typical. Accounts for tenant turnover and finding new renters.
%
Budget for ongoing repairs: appliances, plumbing, HVAC fixes. 5-10% of rent is typical.
%
Savings for big-ticket items: roof, HVAC, water heater. 5-10% of rent prevents surprise expenses.
%
Fee for a manager to handle tenants and maintenance. 8-12% of rent. Budget even if self-managing.
%
Weak Deal
$22/mo
Key Metrics
Cash-on-Cash ReturnAnnual cash flow / total cash invested. Measures return on your actual money. 8%+ is good for rentals.0.6%
Cap RateNOI / Purchase Price. Measures return as if you paid all cash. 5-10% typical. Higher = better income ratio.6.5%
1% RuleMonthly rent / purchase price. Quick screening: rent should be at least 1% of price. 1%+ = good cash flow potential.0.9%
Annual Cash Flow$258
Investment Summary
Down Payment$40,000
Closing Costs$6,000
Total Cash Needed$46,000
Monthly Mortgage$1,064
Monthly Expenses$714